DSCR Calculator
Calculate your investment property's Debt Service Coverage Ratio to see if it qualifies for a DSCR loan.
Inputs
Down Payment25% ($100,000)
Interest Rate7.50%
Annual Costs
/year
/year
Vacancy Rate5%
Management Fee8%
Results
Debt Service Coverage Ratio
1.15
Good
This property likely qualifies for a DSCR loan
Monthly Debt Service (PITI)
Principal & Interest
$2,098Property Tax
$400Insurance
$150Total PITI
$2,648Rental Income
Gross Rent
$3,200Vacancy Loss
-$160Effective Rent
$3,040Cash Flow & Returns
Monthly Cash Flow
-$51Annual Cash Flow
-$610Cash-on-Cash Return
-0.61%Cap Rate
7.79%Get Pre-Approved
DSCR loans — no personal income docs required